Washington business insurance, quoted by a licensed agent.
One submission, shopped across 22 carrier markets. Quotes back within 1 hour during business hours.
↓ See what we cover
9 of our 22 carrier markets shown.
Full-spectrum coverage. One agency.
From job-site liability to cyber threats — we handle the policies that keep your business and home protected.
Quote to coverage in 3 steps
Three steps. Keaton reads every submission himself before it goes out.
Smart Intake
Our adaptive form captures your trade, payroll, and risk profile without the phone interview. English or Spanish.
Market Match
We shop 22 carrier markets to find your optimal rate and coverage. No phone tag. No callback queue.
Bound by an Agent
Review your options, sign electronically, and get the COI the GC asked for. Then we stay in your corner for renewals and claims.
Protecting Washington
What sets us apart
A real market shop, and plain answers about what is and is not covered.
One Submission, Every Market
Answer the questions once. We put the same file in front of every carrier that writes your class, instead of you filling in the same form five times.
Dedicated Service
Your agent handles your policy personally. No transfers, no repeating yourself, no corporate runaround.
Bilingual Service
English and Spanish from day one — not an afterthought. Core to how we operate.
Coverage, Not Runaround
Get the certificate of insurance the GC actually asked for, from the agent who bound the policy.
Independent Agency
We work for you, not for one carrier. We fight for the best rate and coverage, not the biggest commission.
Licensed Agents
Real people with real insurance expertise. We understand Washington contractor requirements, restaurant liability, and business interruption.
Trusted by Washington businesses
"NationGuard made getting our BOP coverage simple — they handled everything and got us a better rate than we had before."
"Keaton wrote our renters policy and walked me through every line. Actually helpful."
Real human, real shopping power
Keaton Flanigan
Licensed Insurance Agent · NPN 21747002 · Washington State
Spokane-based independent agent serving Washington business owners and homeowners. NationGuard works with 22 carrier markets — admitted markets and specialty E&S — to find coverage that actually fits your work, not what's left in some carrier's quota. When you call (509) 866-6294, you reach me directly.
Read more about NationGuard →22 carrier markets across commercial, personal, and specialty lines
Real shopping power across the WA market — General Liability, BOP, Workers Comp, Cyber, Cannabis, Renters, Landlord, Bonds, and more. Pick what you need.
Commercial
Specialty hubs by trade and city
By Trade
By City
Seattle
High-rise commercial, 5-over-1 multifamily, DCI permits
Spokane
Winter freeze, summer wildfire, lower COD
Tacoma
Port industrial, JBLM federal contracting
Bellevue
High-end residential, tech-campus TI
Vancouver, WA
Cross-border with Portland metro, Clark County
Everett
Boeing supplier industrial, Naval Station-adjacent
Spokane Valley
Residential remodel, Sprague corridor commercial
Liberty Lake
State line work, non-resident endorsement
Cheney
West Plains, $30 city endorsement
Kent
Green River warehouse hub, FEMA flood zones
Renton
Boeing 737 plant, aerospace facility work
Yakima
Ag-adjacent, wind, wine industry, hablamos español
Bellingham
Coastal residential, marine, WWU construction
Kennewick
Hanford federal contracting, Tri-Cities wine
Olympia
State-procurement TI, historic-renovation routing
Federal Way
Suburban residential, Pacific Highway corridor
Cost Guide
2026 premium ranges by trade — what it actually costs